BUSINESS ADVISORY & FINANCIAL SERVICES

Hamptons Advisory has extensive experience in dealing with Business and Commercial lending. We work with a large panel of business and commercial lenders, each with varying appetites for specific industries and risk, and will assist you to find the right lender, structure and product to suit your needs.

  • We are able to engage with your current lender to negotiate and restructure (if required) indicative rates/terms/repayments/fees from other lenders as a good “pulse check” of your financing – and to help in keeping your current lender sharp!!! This is done on a “fee for service” basis – the fee is based on the complexity of your finances (which is quoted upfront).

  • Lending to SME and large businesses is a strength of Hamptons Advisory. We understand every business is different and work closely with our customers to determine their wants and needs so that we can deliver the best possible outcome.

  • No business can survive and thrive without working capital! Understanding your business’s cash requirements and what facilities would best suit your needs is something we do to assist in structuring the right facilities for you – for now and going forward. This can be facilities such as Overdrafts, Business Credit Cards, or even short term working capital via lenders such as Prospa, Get Capital and Moula (and many others).

  • We are very experienced in Self-Managed Super Fund Finance for both commercial and residential properties.

  • We have a strong background in lending to Professional services firms and have access to a panel of lenders who operate in this space. Products can vary from Business Loans, Working Capital, and Partners Loans (for incoming partners) to name a few. There are also packages available for Home Loans in this space via several lenders.

  • Invoice/Debtor finance can be used to raise finance against your debtor book, which is a very effective finance facility for growing businesses.

  • Trade Finance is less often utilised but can be a very cost-effective lending facility to help you manage your business’s working capital requirements, particularly for businesses exporting and importing products/services.

  • Another capability is funding property development. In our previous banking roles we were involved in large developments in Adelaide, and hold strong relationships with all the major property lenders.

  • We have access to a network of private and second tier lenders who can provide mezzanine finance and second mortgage/caveat lending.

  • Interest rate & currency risk management are also important to consider – we have relationships with the Markets Divisions of the major lenders and can introduce you to the relevant people to assist you with managing these.

VEHICLE FINANCE

Hamptons Advisory can access some of the most competitive rates in the market when it comes to financing vehicles and other assets and equipment for ABN holders.

  • We can source quotes from multiple lenders in the market to ensure you are getting the best structure and interest rate for your particular circumstances.

  • We can arrange finance for all types of equipment from Tractors to specialised equipment for workshops. We’ll source the right lender for your particular asset, structure the loan appropriate to your cashflows and planned asset lifespan and seek the most competitive interest rate.

  • We have access to many different equipment finance lenders including those who will do “Low Doc” loans. This can be particularly helpful if you are a new business looking to add assets or if you need an asset quickly but haven’t finalised your financial accounts.